Buying in Salt Lake City and the Wasatch Back

Find the right home, and pay the right price for it

I spent a decade in finance before real estate. My buyers see new listings the day they hit the market and get the comparable sales before we write an offer.

Sunset light on the Wasatch Mountains above a Salt Lake Valley neighborhood

How I work with buyers

From first showing to the keys

01

See listings first

Tell me what you want and I’ll set up alerts so new listings reach you when they hit the MLS, not days later on a portal.

02

Know the number before you offer

Before you write an offer I pull the comparable sales and tell you what the house is worth, including when that’s less than the asking price.

03

Write an offer that holds up

Price is only part of it. Terms, timing and a clean offer matter, and I talk to the listing agent before we submit so we know what they’re weighing.

04

Get to closing

Utah purchase contracts run on deadlines for due diligence, financing and appraisal. I track every one so nothing slips.

Kirsten Horning, Realtor with Cottonwood Realty Group

Who you’ll work with

Kirsten Horning

I spent a decade in finance and investor relations in New York City before real estate, which is a roundabout way of saying I read the numbers before I read the listing photos.

I live in Cottonwood Heights and help buyers across Salt Lake City and the Wasatch Back, from first condos to mountain homes.

Buying your first home?

There’s more help out there than most buyers know

I put together a guide to nine Utah programs that help first-time buyers with a down payment or closing costs.

  • The Salt Lake Board of Realtors’ $10,000 American Dream Grant, which I submit for my buyers
  • State and city down payment assistance, including new-construction programs
  • Which programs can be combined, and which can’t
  • What you need from a lender before you apply

See the first-time buyer programs

Neighborhood guides

Where to look

Prices, schools and what’s changing in each area, written from what I see on the ground.

From my buyers

What working with me is like

★★★★★

Kirsten was great. She answered all my texts quickly, got the offer in super speedily, coordinated negotiations for me, and gave what I think was great advice. Would buy again.

Kendra Billings, Zillow

★★★★★

Kirsten did an amazing job finding our perfect home. She understood exactly what we were looking for. The third house she showed us is the one we bought.

2cltaylor, Zillow

★★★★★

Kirsten was amazing to work with! She is extremely knowledgeable and shows a lot of patience and genuine interest in what is best for you and your lifestyle.

Jasmine Lyon, Zillow

Ready when you are

Start with a call or a text

(385) 318-3259

Tell me where you want to live and what you want to spend, and I’ll send you listings that fit.

Kirsten Horning, Realtor®, Cottonwood Realty Group, Real Broker, LLC. Equal Housing Opportunity.

A bright living room with a wall of windows facing the mountains