This week's deal isn't one property — it's a stack of incentives that only works on new construction, and it's the best entry point for first-time buyers:

 

 

• **$20,000 down payment assistance** through Utah's First-Time Homebuyer Program — a 0% interest loan (yes, zero) available only on new builds under $450K,

• **Sub-5% rates** through builder preferred-lender incentives

• Stack them together and your out-of-pocket + monthly payment could land lower than what a lot of you are paying in rent

 

Here are three new builds that qualify, all under $440K:

 

**1. The Aaron — Midvale | $439,000**

3 bed / 2.5 bath • 1,617 sq ft • 2-car garage

New Signature Homes community of just 27 townhomes. Big kitchen island, quartz counters, mountain views, minutes to I-15, I-215, and TRAX. Lender incentive includes a free washer, dryer, and fridge.

 

**2. Cottages at Union Meadows — Midvale | $424,900**

3 bed / 2.5 bath • 1,608 sq ft • 2-car garage

Craftsman cabinetry, quartz counters, plus a flex bonus room for an office or gym. TRAX minutes away, easy shot to downtown. Exclusive rate incentive through the builder's lender.

 

**3. Downtown Daybreak — South Jordan | $399,900**

3 bed / 2 bath • 1,405 sq ft • single-level condo

Already built — no construction wait. Open great rooms, covered patios, owner's suites with walk-in everything. HOA covers pools, gym, pickleball, and Oquirrh Lake access.

 

**Why this matters right now:** Utah inventory just hit a 12-year high. Builders are motivated, buyers have leverage, and this $20K program only applies while you're buying new construction

 

If your lease is expiring — or you've been thinking about buying and waiting for the right moment — this could be the one. Hit reply or text me at (385) 318-3259 and I'll set up showings this week. I'll also run your actual numbers with the assistance and rate incentive factored in, so you can see the real monthly payment before we step inside.